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Down-payment Assistance Programs and Housing Counseling Agencies in the Metropolitan Atlanta area

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Atlanta Development Authority (Targeted areas in Atlanta) 404.880.4100

Atlanta Empowerment Zone (Targeted areas in Atlanta) suspended 404.330.6930

Cobb Housing, Inc. (Cobb County) 770.429.4400

Dekalb County (Dekalb County) 404.286.3308

Fulton County (Fulton County) 404.730.4281

Georgia Department of Community Affairs (Statewide) 404.679.4840

Clayton County (Clayton County) 770.478.7282 ext21

The IMPACT Group (Gwinnett County) 770.448.0702

Habitat for Humanity (Various Counties) 404.223.5180 ext 0

United Way - Individual Development Accounts (IDA) 404.614.1000

Gift Programs

Nehemiah 1.877.634.3642

Home Buyers Assistance Foundation 770.961.0999

Housing Action Resource Trust (HART) 909.945.1574

Family Home Providers 770.887.4578

Futures Home Assistance Program 1.800.672.4055

Buyers Fund Neighborhood Gold 1.888.627.3023

Various lenders may also provide down payment assistance through the Federal Home Loan Bank or other community resources.

**Note** Requirements vary with each program.

Please ask your Housing Consultant or Loan Officer for detailed information.
Some of the above program have income, credit, geographical, and recapture
guidelines. Some analysis is needed to identify overlaying possibilities, if any.